{"id":93,"date":"2024-11-05T19:08:47","date_gmt":"2024-11-05T23:08:47","guid":{"rendered":"https:\/\/balancekimmortgage.com\/?page_id=93"},"modified":"2026-04-20T15:03:23","modified_gmt":"2026-04-20T19:03:23","slug":"today","status":"publish","type":"page","link":"https:\/\/balancekimmortgage.com\/en\/today\/","title":{"rendered":"Apr 20 (Mon)"},"content":{"rendered":"<p class=\"has-tiny-plus-font-size\"><strong>5.625%<\/strong> (Full Doc) <br><strong>6.5% <\/strong>(No Doc)<\/p>\n\n\n\n<p class=\"has-meta-color has-text-color has-link-color has-tiny-font-size wp-elements-882d4ae67a288e92b64f73e542a0b120\">1  \ud3ec\uc778\ud2b8, 30\ub144 \uace0\uc815, FICO 760 <strong>\u2191<\/strong>, \ub2e4\uc6b4\ud398\uc774 20% <strong>\u2191<\/strong>Loan amount $500k <strong>\u2191<\/strong><\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-65f5533b725014a58c1b4ae223458e2d\" style=\"color:#fe4d4d\"><a href=\"https:\/\/balancekimmortgage.com\/en\/incomeverification\/\"><strong>Full doc vs. No doc?<\/strong><\/a> How to verify income?<\/p>\n\n\n\n<p class=\"has-text-color\" style=\"color:#8b9095\"><\/p>\n\n\n\n<p class=\"has-vivid-red-color has-text-color\"><strong>Lower, Simpler, Faster, Easier, and Safer! <\/strong><br><\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.cnbc.com\/quotes\/US10Y\" target=\"_blank\" rel=\"noreferrer noopener\">Mortgage Interest Trends<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-tiny-font-size\">You can directly check how mortgage rates are changing through the graph. This graph shows the 10-year Treasury yield, and mortgage interest rates are directly linked to this yield. <\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"122\" src=\"https:\/\/balancekimmortgage.com\/wp-content\/uploads\/2025\/03\/mortgageformyhome-mlo.jpg\" alt=\"Home key through mortgage\" class=\"wp-image-320\" style=\"width:787px;height:auto\" srcset=\"https:\/\/balancekimmortgage.com\/wp-content\/uploads\/2025\/03\/mortgageformyhome-mlo.jpg 600w, https:\/\/balancekimmortgage.com\/wp-content\/uploads\/2025\/03\/mortgageformyhome-mlo-300x61.jpg 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure>\n\n\n\n<p class=\"has-tiny-font-size\">Approximately 0.2% point will be added to the above interest rate to calculate the APR, Annual Percentage Rate. The APR includes the percentage of the fees in the loan, so the actual mortgage rate is not the APR, but the rate that your loan officer gives you.<\/p>\n\n\n\n<div style=\"height:11px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-vivid-red-color has-text-color\"><strong>718-844-8608<\/strong> ToBalanceKim@gmail.com \/ balance.kim@gmccloan.com <\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>5.625% (Full Doc) 6.5% (No Doc) 1 \ud3ec\uc778\ud2b8, 30\ub144 \uace0\uc815, FICO 760 \u2191, \ub2e4\uc6b4\ud398\uc774 20% \u2191, \ub860 \uae08\uc561 50\ub9cc \u2191 Full doc vs. No doc? \uc778\ucef4\uc744 \uc5b4\ub5bb\uac8c \uc785\uc99d\ud560\uae4c? \ub354 \ub0ae\uace0 \ube60\ub974\uace0 \uc27d\uace0 \ub2e8\uc21c\ud558\uace0 \uc548\uc804\ud558\uac8c! \ubaa8\uae30\uc9c0 \uc774\uc790\uac00 \uc5b4\ub5bb\uac8c \ubcc0\ud654\ub418\uace0 \uc788\ub294\uc9c0 \uadf8\ub798\ud504\ub85c \uc9c1\uc811 \ud655\uc778\ud558\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc774\uc790\uc728\uc740 10\ub144 \uad6d\ucc44 \uc774\uc790\uc728\uc785\ub2c8\ub2e4. \ubaa8\uae30\uc9c0 \uc774\uc790\ub294 \uc774 \uad6d\ucc44 \uc774\uc790\uc5d0 \uc9c1\uc811 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-93","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/balancekimmortgage.com\/en\/wp-json\/wp\/v2\/pages\/93","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/balancekimmortgage.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/balancekimmortgage.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/balancekimmortgage.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/balancekimmortgage.com\/en\/wp-json\/wp\/v2\/comments?post=93"}],"version-history":[{"count":395,"href":"https:\/\/balancekimmortgage.com\/en\/wp-json\/wp\/v2\/pages\/93\/revisions"}],"predecessor-version":[{"id":857,"href":"https:\/\/balancekimmortgage.com\/en\/wp-json\/wp\/v2\/pages\/93\/revisions\/857"}],"wp:attachment":[{"href":"https:\/\/balancekimmortgage.com\/en\/wp-json\/wp\/v2\/media?parent=93"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}